Awareness
What is an Annual Health Check-Up and how does it work?
As the name suggests, annual health check-ups are an important way to keep a track of an insured's health and detect diseases early-on when the symptoms just start riling up which is conducted annually. Most GMC policies provides coverage for annual ...
How does platinum coverage work?
Platinum coverage is among one of 4 categories of group health policy. Platinum plans usually have the highest monthly premiums of any plan category but it pays off in the long-run when you are going for a medical procedure since, usually here, the ...
What is a corporate buffer and how does it work?
Corporate buffer is an extended pool of coverage provided to an employee at an organization level. This can be availed in case of any medical emergency falling under listed critical illness, after exhaustion of individual employee’s group heath ...
What is a Day care Treatment Procedure?
As the name suggests, a day care treatment involves medical treatments, operations or surgeries that require less than 24 hours of hospitalisation. Few examples of day care procedures are cancer chemotherapy, dialysis, cataract, radiotherapy and ...
What is a DB Scheme?
A defined benefit (DB) pension scheme, as the name suggests, is the one where the amount being paid to the insured is based on several factors, such as length of employment and salary history. Also known as pension plans or qualified-benefit plans, ...
Does my GMC policy cover pre-existing diseases?
Pre-existing conditions are those that you already have while purchasing (and occasionally even before) an insurance coverage. They already exist, as their name implies, before you pay the insurance premium. According to the severity, if you've ...
What is the difference between IPD and OPD expenses?
OPD stands for Outpatient Department and IPD stands for In-patient Department. Under OPD, there is no requirement to admit a patient in a hospital and are also known as daycare procedure, but under IPD a patient is admitted to a clinic or hospital ...
What is a GMC Policy?
A Group Mediclaim (GMC) policy is a type of health insurance policy that is purchased by an employer or organization for its employees or members. These policies typically provide coverage for medical expenses, such as hospitalization and surgical ...
Frequently Asked Questions (GPA)
What are some additional benefits of a Group Personal Accident (GPA) policy? Employees who purchase a group personal accident insurance policy are primarily covered for accidental death and total/partial permanent disabilities. However, depending on ...
What is a GPA policy?
People-first organizations place a lot of emphasis on attracting and maintaining talent because employees are a company's most valuable asset. Offering employees financial support in the event of a medical emergency caused due to an accident is one ...