What is the difference between IPD and OPD expenses?
OPD stands for Outpatient Department and IPD stands for In-patient Department. Under OPD, there is no requirement to admit a patient in a hospital and are also known as daycare procedure, but under IPD a patient is admitted to a clinic or hospital for at least 24 hours. There is a difference exists a varying difference in expenses, i.e., IPD is slightly costlier than OPD. The frequency of visits to a hospital or clinic may be more in OPD, whereas in IPD, a patient usually gets discharged when a patient is completely fit to go.
If you require any help or further assistance, kindly reach out to us at care@nova-benefits.com or 04049174207.
Related Articles
Does my policy cover OPD expenses?
Not every sickness necessitates being hospitalised. OPD (Outpatient Department) expenditures are similar to dental expenses in which it arises when you attend a clinic or hospital for treatment, receive care and medication, and recover from your ...
What is a Day care Treatment Procedure?
As the name suggests, a day care treatment involves medical treatments, operations or surgeries that require less than 24 hours of hospitalisation. Few examples of day care procedures are cancer chemotherapy, dialysis, cataract, radiotherapy and ...
What is Maternity Coverage?
Maternity benefits in a Group Mediclaim policy typically cover the medical expenses incurred for the pregnancy and delivery of a child. This can include expenses for pre-natal and post-natal care, as well as the cost of delivery (normal or cesarean ...
Frequently asked questions (Maternity)
Are pre and post-natal expenses covered under my policy? Pre and post-natal expenses for 60 days prior to hospitalization and 90 days post-hospitalization are usually covered in the GMC policy. However, it is best to check the specific terms and ...
What is an Annual Health Check-Up and how does it work?
As the name suggests, annual health check-ups are an important way to keep a track of an insured's health and detect diseases early-on when the symptoms just start riling up which is conducted annually. Most GMC policies provides coverage for annual ...